Caveat lector

Caveat lector

This is my opinion. It’s worth what you paid for it Everybody’s financial situation is different, what’s right for me isn’t necessarily right for you. I might even get something wrong at times. I do try and point to sources, but if you need UK financial advice then you should either

• preferably take the time out to understand what you are doing and DYOR (do your own research)
• or if you can’t be bothered then consider paying for an independent financial adviser, on a fee, not commission basis. Moneysavingexpert’s guide to how to choose and pay an IFA is excellent. The UK government’s  FSA has advice available, and this cautionary tale from Monevator is worth reading