living intentionally personal finance: agency
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One of the key things about sentient beings is agency - self direction. This struck me particularly when I read this Do Britons feel rich or poor? article in the Guardian. The Surrey PR lady who doesn’t feel rich on far more than I have ever earned wants a slap round the chops with a wet fish.
“Considering my husband works 6.30am-10pm, and I’m also working three days a week, you’d expect to have your own home. We’ve got a car that’s nearly 10 years old; we can’t afford holidays. [...] we’ve been to university, we’ve both worked our backsides off, and we’re not seeming to get the rewards for it.
Earth to Surrey PR – take a step back, ask yourself what you’re doing and why it makes you feel pissed off like that. What the hell is the point of putting up with the stress of earning all that money if you don’t get enhancement of quality of life from it
In contrast, the high-rolling piano-playing business woman knows what she wants and she knows how to get it. She is living her values and can express them well.
“To me, money is a form of expression. I need nothing. Do I want? Hell, yes.”
I salute the lady. That’s a different kind of intentional living. If you’re going to earn a shitload of money, then know why you’re doing it, and enjoy it FFS. Her story is couched it terms of agency, whereas Stuff Happens to the disaffected PR and the 34 year old MD.
Lest you say it’s easy for our piano player who has a household income of 1,000,000 a year, well yes. Her agency speaks in her history – single mum on divorce, prepared to sell her jewellery, take a lifestyle hit and teach yoga to pay her kids’ school fees. That’s agency – and it speaks in where she is now.
You don’t have to be rich to have agency. Look at the 20-year olds. The intern and the call centre worker seem to be much more balanced than the PR lady and the MD with a 120k. The singles seem to have a better handle on things too.
The homeopath has agency, even with the cheesy “Pay the deposit and the universe will supply the balance” mantra, but at least it sounds like it’s hers, and she is living her values. That’s agency. It shows in many of the other people in that study, the lawyer, the call centre op, the teacher. What’s notable is they aren’t all rich. Some would be classified as poor in money terms.
Agency. It matters in a sentient being. If Stuff happens to you in the world, then you’re on the wrong track and losing the capacity to shift yourself onto the right one. And yes, I know. My job went bad as a result of Digital Taylorism. Stuff happened to me too, doctor heal thyself and all that. It’s a fair cop, though in my defence I did do something about it in the end. I’m just sharing a little bit of insight from the other side
The ermine – Renaissance symbol of nobility
The ermine was a mediaeval symbol of nobility, because it was believe it prized the purity of its white fur so highly it would face death rather than defilement. That’s agency too – agency is choosing your path. Because it is an archetypal symbol of agency, the whole story is larger than life, and Peachem was then to admonish the nobles to make like the noble Ermine and step up to the plate
Me thinkes even now, I see a number blush,
to heare a beast by nature should have care
to keepe his skinne, themselves not care a rush,
with how much filth their minds bespotted are
Great Lordes and Ladies, turn your cost and art
from bodies’ pride, t’enrich your better part
Choice isn’t just about what to buy next in the shops. It’s also about the things that matter in life. Believing you are a function about where you’ve ended up in life surrenders agency, because though you can’t alter how you got here, you can change where you’re going next. From that Guardian article, it seems to also affect how rich/poor you think you are.
One of the things that advertising and consumerism does to people seems to be it denies their agency – to become happier you need to buy this product etc. We have a stupendous quality of life compared to even the Britain I grew up into.
That article showed just how much it was to do with how much agency people felt they had as well as how much money. There were two people there with a lot more coming in than I’ve ever had who were seriously pissed off, because they felt they had no agency in their lives.